Academia.edu no longer supports Internet Explorer.
To browse Academia.edu and the wider internet faster and more securely, please take a few seconds to upgrade your browser.
In the present context of women’s socio-economic empowerment, Bangladesh has played a revolutionary role in microcredit movement and has proved that the poor women are creditworthy and they can even do better in repaying the debt. This movement is no longer limited to only microcredit program; rather it includes more service-oriented in the frame of microfinance operation. Microcredit institutions in Bangladesh have dramatically increased the credit available to poor rural women since the mid-1980s. Moreover, Microfinance Institutions (MFIs) have become a dominant financial institution for the poor section of people, especially women who cannot access formal financial institutions in a large extent. Though poor women have access to microfinance, later it has been explored that due to various kind of patriarchal norms and other socio-economical constraints, women in most cases lose the control on proper utilization of debt. Even though, sometimes women’s decision-making power and the expansion of enterprise became shrink due to lack of control over the loan utilization process. This paper mainly focuses on how microfinance intervention in Bangladesh played a decisive role in women’s economic empowerment and to what extent government policy initiatives and institutional building approach assist in flourishing microfinance discourse more friendly for the most vulnerable poor women. Moreover, this paper also evaluates the most prominent two selected institutions named BRAC and Grameen Bank’s microfinance operation from a critical viewpoint and assess to what are the existing ambiguity in the arena of microfinance operation at the field level.
Asian Social Work and Policy Review
Women's Empowerment or Disempowerment through Microfinance: Evidence from Bangladesh2012 •
Microfinance has long been associated with generating empowerment of women. Over 90percent of their clients in Bangladesh are women. Women's empowerment is a dynamic process that has been quantified, measured, and described in a variety of ways. The paper shows different kind of development activities of MFIs for women to develop them. The paper uses some proxy indicators to show the women empowerment through microfinance. The paper discusses the status of the women borrowers, the loan disbursement on women by the MFIs and their status of recovery in rural and urban areas specifically.
RePEc: Research Papers in Economics
Women’s Empowerment as a Result of Microcredit Loans in Bangladesh?2013 •
Micro financing is a very popular form of financing for rural poor people, especially for women. Through micro financing many rural women changed their life. They change their living standard, children health, children education and so on. The aim of this research work is to examine the role of microcredit in income generating activities of women and its impact on their socioeconomic empowerment. The target population of the research was those sample both men and women who had availed microcredit facilities from some microcredit providing institutions or organizations in district Noakhali, Bangladesh. During this research, we also include some male sample to compare percentage of self-employment. Survey method was used as techniques of data collection. The majority of population was illiterate or semi-literate, so interview schedule was used as a tool of data collection. We have collected information of 109 sample including both male and female. But majority are female. Descriptive as well as non parametric test was used for data analysis. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the self esteem, business skills, confidence level, decision making power, etc. The findings of the research showed that microcredit has significant impact on the up lift of socioeconomic empowerment of the borrowers in district Noakhali and at the end of the research, some recommendations is given in this regards.
2015 •
Previous literature has produced inconclusive evidence on the link between microcredit and women’s empowerment. This study, therefore, has re-visited the issue by conducting a household survey in the 4 districts of Bangladesh to examine whether microcredit is really empowering. In doing so, we have done a thorough review of the previous literature. Our results from the logistic regression indicate that microfinance has actually increased women’s empowerment in Bangladesh. We have found positive impact of most of the selected indicators on women’s empowerment. However, for achieving full benefit of microfinance in empowering women it must be supplemented by a significant amount of skills training and educational opportunities for these poor women and intensive awareness campaigns with an integrated approach.
2019 •
: Credit plays an important role in rural development and in reducing poverty and microfinance is novel way of extending credit to the rural poor. Microfinance is a type of banking service that is provided to the unemployed or low-income groups who lack access to regular banking services. Microfinance through Self-help Groups (SHGs) has been recognized as modern tool to combat poverty, empowering women and creating awareness that should ideally lead to sustainable development of a nation. The main aim of microfinance is to empower women. Analysing why demand for credit is rising among women may offer a way to analyse empowerment of women. In this paper the role played by microfinance in empowering women are considered in four main dimensions-economic, social, political and education and training. The study is undertaken in rural areas of Bangladesh and West Bengal. Analysis showed though there has been a gradual improvement of quality of life of rural women, but the members are expecting the NGOs to come up with training and skill development programs in income generating activities.
Bangladesh is one of the high density countries of the world. 40% of its population lives below the poverty level of which rural women are poorer. The rise of the Micro Credit Institution in the global context is identified as an important phenomenon which has implication for the development prospects of the poor. The paper was designed to identify the role of Grameen Bank (GB) and to analyze rural women’s economic empowerment as the outcome of micro-credit interventions. In this regard, an exploratory research has been made to focus on the activities and impacts after receiving micro-credit from GB. A sample size of 100 respondents has been interviewed through a structured questionnaire, in-depth interview and observation from Jhenaidah and Kushtia districts. The result shows that the women are more independent and can engage in decision making process after receiving and using micro credit.
Business and Management Horizons
Micro Credit: The Empowerment of Women2014 •
All Micro-credit institutions of Bangladesh claim that they bring the poor women from dead end situation to a promising position by providing a very small size of loan, which is given in cash. This paper attempts to critically examine the impacts of micro credit program of micro credit institution on the empowerment of the rural poor women. In this study some major indicators of women empowerment have been specified so as to make a judgment whether or not micro credit institution could actually reach the poor women. The details of the impact analysis in this sphere have been made by using both the qualitative and quantitative tools on the basis of secondary data. The estimates show hardly any significant relationship between micro credit institute operations and a strong position of the rural women in question.However the gloomy findings of this paper are expected to create awareness of the policy makers about the long run impact of micro credit programs of micro credit institution ...
2010 •
Manoj Kumar Bhusal, Does microfinance really empower? A study on the contribution of microfinance in empowering the poor women of northern Bangladesh. Language: English. Järvenpää. Autumn 2010. 98 pages. 2 appendices. Diaconia University of Applied Sciences. Degree Programme in Social Services. Degree: Bachelor of Social Services. The aim of the study was to describe the impact of microfinance in empowering the women of northern Bangladesh. The study also aimed at assessing the effectiveness and outreach of NGOs and Microfinance Institutions (MFIs) in addressing the financial needs of the poor. A comparative study of long-term and short-term beneficiaries was carried out in order to evaluate the degree of social participation and political awareness. Increment in choices and opportunities was taken as the major indicator of empowerment. The study was supported by the Ministry for Foreign Affairs of Finland, Finn Church Aid and Rangpur Dinajpur Rural Service (RDRS) Bangladesh. The st...
2003 •
The Journal of Physiology
Resistance of a crayfish sensory interneurone to hyperinnervation by acceptable afferents1982 •
1982 •
Journal of Physics A: Mathematical and General
Lichnerowicz - Jacobi cohomology1997 •
Social Network Analysis and Mining
CADIVa: cooperative and adaptive decentralized identity validation model for social networks2016 •
Circulation Research
Estrogen Stimulates Neuronal Nitric Oxide Synthase Protein Expression in Human Neutrophils1999 •
2018 •
The Journal of Rheumatology
Bilateral Evaluation of the Hand and Wrist in Untreated Early Inflammatory Arthritis: A Comparative Study of Ultrasonography and Magnetic Resonance Imaging2013 •
Communications in Numerical Methods in Engineering
Diffuse interface method for simulation of the chemical vapor deposition of pyrolytic carbon: Aspects of the mathematical formulation2008 •
2014 •
International Journal of Biological and Chemical Sciences
Synthesis of novel thiazolobenzimidazoles2017 •
Veterinary Medicine International
Anthelmintic Efficacy of Strongyle Nematodes to Ivermectin and Fenbendazole on Working Donkeys (Equus asinus) in and around Hosaena Town, Southern Ethiopia2020 •
The Journal of Chemical Physics
HNS+ and HSN+ cations: Electronic states, spin-rovibronic spectroscopy with planetary and biological implications2016 •
European Journal of Biochemistry
Amino acid substitutions at the dimer interface of human glucose-6-phosphate dehydrogenase that increase thermostability and reduce the stabilising effect of NADP1998 •
1985 •
2017 •
American Journal of Obstetrics and Gynecology
Gene expression data reveal common pathways that characterize the unifocal nature of ovarian cancer2013 •
Journal of Curriculum and Pedagogy
Walkings-through paint: A c/a/r/tography of slow scholarship2017 •
Medical Research Archives
Effects of endocrine and inflammatory changes on markers of bone turnover following Roux-en-Y gastric bypass surgery2015 •
2021 •