Hussein Ahmad Bataineh, Sulaiman Humaid Al Harthy, Raqiya Ali Al Balushi, Ahmad Omar Albesisi


The study aims to make risk assessment of investment in the United Kingdom so as to open a new branch of a big bank in United Arab Emirate. The findings of the risk assessment recommended to establish the new branch in the UK basing on diverse reasons. Firstly, according to the international monitory fund report, the GDP of the United Kingdom will increase from the financial year 2018 through the financial year 2022. The economy will advance and widen. Plus, the growth in GDP indicate that all sector in economy including the banking sector will also develop. Secondly, according to the UK office Budget Responsibility (ORB) projections, the UK interest rate will rise in the coming four financial years that will surely be reflected on the increase of profitability. Thirdly, the inflation rate in the UK will decrease in the coming four years, which has positive effects on the banking sectors because inflation rate leads to low costs of products and services. Additionally, the GDP per capital of the UK rise in the coming four fiscal years which is healthy for banking sector to be highly productive and profitable. More importantly the population of the UK will increase in the coming four years, which is favourable to the banking sector this means that the number of will increase. Moreover, the bank of England allows all the commercial banks in the country. Another reason that encourage investing in the UK is the advancement in technology. Besides, the most important reason encourage investment in the UK is the country’s system of governance that is a democratic system of leadership that does not hinders private investors unless they violate law. The researchers conclude that they recommend the decision to open the new bank in the UK. Since the benefits supersede the costs.

JEL: E22; F21; G21

Article visualizations:

Hit counter


country risk assessment, investment, economic profile

Full Text:


References (2018). The labour market and pay. [online] Available at: [Accessed 7 Nov. 2018].

Carrell, S. (2018). Scottish parliament decisively rejects EU withdrawal bill. [online] the Guardian. Available at: [Accessed 7 Nov. 2018].

Coale, A. J., & Hoover, E. M. (2015). Population growth and economic development. Princeton University Press.

Cruickshank, D. (2018). [online] Available at: [Accessed 7 Nov. 2018].

De Grauwe, P. (2018). Economics of monetary union. Oxford university press.

Dreger, C., & Reimers, H. E. (2013). Does euro area membership affect the relation between GDP growth and public debt?. Journal of Macroeconomics, 38, 481-486. (2018). UK Banks - understanding the structure of banking. [online] Available at: [Accessed 7 Nov. 2018]. (2018). [online] Available at: [Accessed 7 Nov. 2018].

Katz, L. (2014). Long-term unemployment in the Great Recession. Members-only Library.

Keynes, J. M. (2017). The economic consequences of the peace. Routledge.

King, J. L. (2013). Balance of Trade in the Marketplace of Ideas. Journal of the Association for Information Systems, 14(4), 192.

Landale, J. (2018). What now for UK and Russia after spy row?. [online] BBC News. Available at: [Accessed 7 Nov. 2018]. (2018). Interest rates - Office for Budget Responsibility. (2018). Retrieved from

Ramiah, V., Pham, H. N., & Moosa, I. (2017). The sectoral effects of Brexit on the British economy: early evidence from the reaction of the stock market. Applied Economics, 49(26), 2508-2514.

Robert, C., Kubiszewski, I., Giovannini, E., Lovins, H., McGlade, J., Pickett, K. E., ... & Wilkinson, R. (2014). Time to leave GDP behind. Nature, 505(7483). (2018). Penetration of online banking in Great Britain from February 2014 to May 2017, by device. Retrieved from (2018). Forecasted unemployment rate UK 2016-2022 | Forecast. Retrieved from (2018). Forecasted unemployment rate UK 2016-2022 | Forecast. [online] Statista. Available at: [Accessed 7 Nov. 2018].

The Straits Times. (2018). US, UK, France strike Syria to punish Assad for suspected poison gas use. [online] Available at: [Accessed 7 Nov. 2018]. (2018). GDP Per Capita. [online] Available at: [Accessed 7 Nov. 2018]. (2018). Trade in services. [online] Available at: [Accessed 7 Nov. 2018].

Zheng, Y. (2018). National Population Projections - Office for National Statistics. [online] Available at: [Accessed 7 Nov. 2018].



  • There are currently no refbacks.

Copyright (c) 2021 Hussein Ahmad Bataineh, Sulaiman Humaid Al Harthy, Raqiya Ali Al Balushi, Ahmad Omar Albesisi

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

The research works published in this journal are free to be accessed. They can be shared (copied and redistributed in any medium or format) and\or adapted (remixed, transformed, and built upon the material for any purpose, commercially and\or not commercially) under the following terms: attribution (appropriate credit must be given indicating original authors, research work name and publication name mentioning if changes were made) and without adding additional restrictions (without restricting others from doing anything the actual license permits). Authors retain the full copyright of their published research works and cannot revoke these freedoms as long as the license terms are followed.

Copyright © 2016 - 2023. European Journal of Economic and Financial Research (ISSN 2501-9430) is a registered trademark of Open Access Publishing GroupAll rights reserved.

This journal is a serial publication uniquely identified by an International Standard Serial Number (ISSN) serial number certificate issued by Romanian National Library. All the research works are uniquely identified by a CrossRef DOI digital object identifier supplied by indexing and repository platforms. All the research works published on this journal are meeting the Open Access Publishing requirements and standards formulated by Budapest Open Access Initiative (2002), the Bethesda Statement on Open Access Publishing (2003) and  Berlin Declaration on Open Access to Knowledge in the Sciences and Humanities (2003) and can be freely accessed, shared, modified, distributed and used in educational, commercial and non-commercial purposes under a Creative Commons Attribution 4.0 International License. Copyrights of the published research works are retained by authors.