RETIREMENT CHALLENGES AND ADJUSTMENT STRATEGIES OF RETIRED LOCAL GOVERNMENT CIVIL SERVANTS IN BENUE STATE, NIGERIA

Benedict Oyifioda Onyilo, Anthony Amonjenu

Abstract


This study investigated the retirement challenges and adjustment strategies of retired Local Government Civil Servants in Benue stage, Nigeria. To guide the study, two research questions and two hypotheses were formulated. The survey research design was adopted for the study. The population was the entire 5678 retired Local Government Civil Servants from Benue state Local Government Service Commission. Purposive sampling technique was used to select 384 retirees as respondents for the study while simple random sampling was used to select the Local Government Area for the study. The researcher used an instrument titled: Retirement Challenges and Adjustment Strategies Questionnaire (RCASQ) for the study. Data was collected through the administration of questionnaire. The demographic data and research questions were analyzed by the use of descriptive statistics of mean score, the hypotheses were tested by the use of t-test statistics. The results indicated that retired local government civil servants experience challenges in socio-economic, physical and psychological areas. It was also revealed that the adjustment strategies do not significantly differ in terms of gender. The study, therefore, recommended that there should be proper orientation and pre-retirement vocational training for retirees’ efficient, workable pension schemes. It should also cover post-retirement follow up programme for retirees.


Keywords


retirement, challenges, adjustment strategy

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DOI: http://dx.doi.org/10.46827/ejsss.v0i0.820

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